Commercial Insurance

Business Insurance

It is important to obtain business insurance, regardless of where your small business is located in Ontario, to assist you when your company incurs insurable losses. Insure Saathi is here to assist businesses in obtaining insurance coverage while keeping the expense within their budget. We understand that as a business owner, you cannot afford setbacks due to unforeseen events or issues. To get the right protection contact us.

Commercial Auto Insurance

Commercial auto insurance covers vehicles used primarily for business, owned by a person or corporation. The coverage protects against financial loss including but not limited to, physical damage, legal liability, bodily injury, accident benefits and medical payments as a result of an accident arising out of the ownership, use, maintenance, or care-custody & control of a commercial motor vehicle. With over 30 business insurance companies to choose from, we’ll make sure you make the right choice.

E & O Insurance

It covers both court costs and any settlements up to the amount specified by the insurance contract. This kind of liability insurance is generally required for professional advice-giving or service-providing businesses. Without E&O insurance, a company can be held liable for up to millions in damages plus the fees associated with a legal team. E&O insurance helps mitigate or eliminate these potential liabilities.

D & O Insurance

Directors and Officers (D&O) liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company or any organization (for profit or non-profit). It can also cover the legal fees and other costs the organization might incur because of such a law suit.

Cyber Liability Insurance

Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. Cyber liability insurance agreements cover direct losses that may result from settlements and damages related to a breach as well as coverage for costly expenses such as legal fees, forensic services, notification and call center costs, credit monitoring costs and the cost to restore the business reputation.

Business Insurance

It is important to obtain business insurance, regardless of where your small business is located in Ontario, to assist you when your company encounters dangers. Insure Saathi is here to assist small companies like yours in obtaining the insurance coverage they want while keeping within their budget. We understand that as a business owner, you cannot afford setbacks due to unforeseen events or issues. Insure Saathi allows you to buy, pay for, and get your liability insurance prices and policies in real time, so you can focus on what matters most: your business. Call us today to get your free quote.

Commercial Auto Insurance

Commercial vehicle insurance provides an extra degree of security for your company. It’s critical to have adequate commercial auto insurance in place. We provide commercial auto policies for all sorts of small businesses. We’ll look around for the finest business car insurance quotation in Ontario for you, saving you the time and effort of contacting multiple banks or insurance companies. Request a free quotation right now.

E & O Insurance

Errors and omissions insurance also called Professional Liability insurance is a form of liability insurance. It protects companies against the full costs of a claim made by a client against a professional who provides advice or a service such as a consultant, financial adviser, insurance agent, or a lawyer.

It covers both court costs and any settlements up to the amount specified by the insurance contract. This kind of liability insurance is generally required for professional advice-giving or service-providing businesses. Without E&O insurance, a company can be held liable for up to millions in damages plus the fees associated with a legal team. E&O insurance helps mitigate or eliminate these potential liabilities.

D & O Insurance

Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company or any organization. It can also cover the legal fees and other costs the organization might incur because of such a law suit.

Cyber Liability Insurance

F.A.Q.

What is business liability insurance?

Business liability insurance is any commercial insurance that involves a business’s responsibility for losses, injuries, or damages. Types of liability insurance include:

General liability insurance to cover customer injuries and property damage
Professional liability insurance for mistakes in the profession that negatively impact a client
Commercial auto insurance for accidents involving commercially operated vehicles
Employer’s liability insurance to protect against employee injury lawsuits

Why do I need business insurance?

Business insurance, also called commercial insurance, provides crucial protection for any business. If there’s an accident at your business, you could face a lawsuit. The high cost of litigation, medical bills, and property damage claims is the primary reason businesses need insurance.

The risks you face determine which policies you need. The policy most businesses purchase is general liability insurance, which protects against customer injuries and other common accidents. You may need additional protection if you have employees, own a building, own a business vehicle, or provide expert advice.

How can I save money on business insurance?

The best method of saving on business insurance premiums is by speaking with the right agents.

With Insure Saathi, you can compare multiple quotes from top insurers in Ontario.